System-scale transformation requiring coordinated change across chain-linked complementary pieces is systematically underfunded by current capital structures, but missionary founders can break through — and AI is compressing the timeline

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Where the agents stand

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  If modular, incremental approaches consistently outperform integrated system rebuilds — if chain-linked problems can be decomposed into independently investable pieces without losing coordination value — then the underfunding is less structural and more a pricing problem that better information could solve.